Military Finance: Understanding and Helping Those in the U.S. Armed Forces
with Lacey Langford
GET STARTEDHelp heroes handle their money.
This course equips financial counselors to guide military families through every stage of service—from active duty to Guard, Reserve, and civilian transition—covering pay, benefits, retirement, and irregular income. It highlights unique challenges like deployment pay, “good years” for retirement, healthcare gaps, and education benefits, providing strategies to navigate these complexities with confidence.

Program Modules
Module 1:Â Military Life 101
Module 2:Â Pay and Benefits
Module 3: Military Tax Considerations
Module 4: Supporting Military Spouses
Module 5:Â Understanding Military Retirement
Module 6: Deployment and Mobilization Planning
Module 7:Â Reserve and Guard Components
Module 8:Â Transition and Post-Military Life
For those using this program for CERTCFC® continuing education, there is an optional reading component. College Finances for Military Families by Kate Horrell must be purchased separately.
Lacey Langford
Lacey Langford is an Air Force veteran, military spouse, speaker and financial coach who changes people’s lives from being fearful of money to having control and confidence with it. She’s an Accredited Financial Counselor® with more than 15 years of financial planning, counseling and coaching experience.
She is the founder of MILMO®, a community dedicated to helping the U.S. military with personal finance and entrepreneurship. Lacey is also the founder and CEO of MilMoneyCon, a national conference for financial professionals united by military service.
