Credit Card Payoff Calculator

Use this calculator to estimate how long it may take to pay off your credit card or to find out how much you should pay each month to become debt-free within a specific timeframe. Enter your balance and annual interest rate, then choose either your desired monthly payment or the number of months you'd like to pay off the balance (leave the other blank). Click “Calculate” to see your estimated payoff schedule, total interest, and a graph of your balance over time.

Note: This calculator is for illustrative purposes only and does not constitute financial advice. Actual results may vary based on interest rates and individual circumstances